New York, NY – November 21, 2025 – The Financials sector of the S&P 500 experienced a robust surge today, signaling a significant shift in market sentiment driven by increasing expectations of imminent Federal Reserve interest rate cuts. This powerful performance, particularly pronounced in housing-related segments, underscores the market's acute sensitivity
A number of stocks jumped in the afternoon session after comments from a key Federal Reserve official boosted hopes for an interest rate cut. New York Fed President John Williams stated that he sees “room for a further adjustment” for interest rates in the near term. Following his speech, traders increased their bets on a rate cut, with the probability of a December reduction jumping from around 39% to over 70%, according to data from CME Group. This optimism is particularly beneficial for homebuilders, as lower interest rates translate into more affordable mortgages for potential buyers, which could stimulate demand for new homes. The positive sentiment was also reflected in the bond market, where the yield on the 10-year Treasury, a benchmark for mortgage rates, eased following the comments.
Wall Street has set ambitious price targets for the stocks in this article.
While this suggests attractive upside potential, it’s important to remain skeptical because analysts face institutional pressures that can sometimes lead to overly optimistic forecasts.
Dan Loeb's Third Point doubled its Microsoft stake and boosted Meta, Amazon, and Nvidia while fully exiting Workday and multiple industrial names in Q3.
Wrapping up Q3 earnings, we look at the numbers and key takeaways for the thrifts & mortgage finance stocks, including Rocket Companies (NYSE:RKT) and its peers.
AI is rapidly transforming the mortgage-backed securities (MBS) market, moving from an experimental tool to an essential component of operations as of November 2025. This integration promises significant benefits in efficiency and insight, but simultaneously introduces new and amplified financial risks, drawing uncomfortable parallels to the conditions that contributed to the 2007 debt crisis. Financial [...]
The average U.S. long-term mortgage rate has recently climbed to 6.22%, marking a notable reversal after a four-week period of steady declines. This uptick, which also saw 15-year fixed-rate mortgages rise, suggests a new phase for the housing market, potentially impacting both prospective homebuyers and those considering refinancing.
Rocket Companies delivered a positive Q3, with the market responding favorably to its year-over-year sales growth and non-GAAP profit outperformance versus analyst consensus. Management attributed the results to market share gains in both purchase and refinance segments, as well as the effective integration of Redfin and Mr. Cooper. CEO Varun Krishna highlighted that the company’s AI initiatives enabled faster lead conversion and improved pipeline management, stating, “Our platform enables our team to shift into overdrive and capture market opportunities on a dime.”
In a stark warning echoing through the financial markets, U.S. Treasury Secretary Scott Bessent declared this week that the American housing sector is already mired in a recession, directly attributing the downturn to the Federal Reserve's "tight policies." Speaking on CNN, Secretary Bessent called for an accelerated pace of
Washington D.C. – November 3, 2025 – U.S. Treasury Secretary Scott Bessent has issued a stark warning, declaring that the American housing market is currently in a "housing recession," a downturn he directly attributes to the Federal Reserve's restrictive monetary policies. Speaking on CNN's "State of the Union" this past
October 31, 2025 – The United States housing market received a significant boost today as the 30-year fixed-rate mortgage (FRM) dipped to 6.17%. This unexpected decline, marking the lowest rate in over a year, has sent ripples of optimism through prospective homebuyers and real estate professionals alike, hinting at a
Fintech mortgage provider Rocket Companies (NYSE:RKT) fell short of the markets revenue expectations in Q3 CY2025, but sales rose 21.3% year on year to $1.61 billion. On the other hand, next quarter’s outlook exceeded expectations with revenue guided to $2.2 billion at the midpoint, or 4.5% above analysts’ estimates. Its non-GAAP profit of $0.07 per share was 46.5% above analysts’ consensus estimates.
Fintech mortgage provider Rocket Companies (NYSE:RKT) fell short of the markets revenue expectations in Q3 CY2025, but sales rose 21.3% year on year to $1.61 billion. On the other hand, next quarter’s outlook exceeded expectations with revenue guided to $2.2 billion at the midpoint, or 4.5% above analysts’ estimates. Its non-GAAP profit of $0.07 per share was 46.5% above analysts’ consensus estimates.
October 29, 2025 – Despite a series of recent interest rate cuts by the Federal Reserve, the housing market finds itself in a peculiar holding pattern, with mortgage rates showing little sign of significant downward movement. Financial experts and economists largely agree that the Fed's easing actions, including the latest quarter-point
